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How to spot and avoid tech-support scams

They cost Americans over two billion dollars last year, and half of that came from people over 60. Here is how every version of the scam works — and the one rule that beats all of them.

PublishedSeptember 26, 2026
Read time6 min
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Know the playbook

Every version of the scam, and the tell that gives it away

The FBI logged nearly 48,000 tech-support scam complaints last year totaling over $2.1 billion in losses — and about half of that was taken from people over 60. The scripts change; the tells never do. Here is the playbook.

  1. The fake security pop-up

    A browser page erupts into a “Microsoft” or “Apple” alert — often with an alarm sound, often forced full-screen so it looks like the computer is locked — with a number to call. The tell: real security warnings never include a phone number, and a web page cannot scan your files. It is a billboard, not a diagnosis. Close the browser (Task Manager — Ctrl+Shift+Esc — if it will not close), and never call.

  2. The cold call from “Microsoft”

    Someone calls about “a problem with your computer.” Microsoft’s own guidance is flat: it does not make unsolicited calls about your PC — nor does your ISP’s security team, nor any legitimate tech company. An unexpected tech call is a scam by definition. Hang up; you do not owe a stranger an explanation.

  3. The fake invoice email

    An email or text says your “Geek Squad” or “Norton” subscription renews tomorrow for $399 — call now to cancel. You never had one; the number connects to the scammer, who “helps” by taking remote control and your banking login. The tells: urgency, a callback number, and a charge for something you never bought. Do not call — check your actual card statement instead.

  4. The remote-access endgame

    Every script converges here: they get you to install a legitimate remote-control tool, then “find” problems, stage a fake over-refund with a doctored balance, and pressure you to send back the difference — by gift card, wire or crypto. The FTC’s rule is absolute: no real business or agency ever asks for gift cards. The payment method alone is the verdict.

  5. The one rule that beats all of it

    You call them; they do not call you. Any tech contact you did not initiate — pop-up, call, email, text — is presumed a scam. If you are genuinely worried, look up the real company’s number yourself (or call a local shop you know) and ask. That single habit defeats every version above.

If it already happened

Got the pop-up? Let them in? Paid? Do this, in order

If the scary screen is up right now: do not call the number and do not click anything on it. Open Task Manager (Ctrl+Shift+Esc), end the browser, reopen it without restoring tabs, and run your real antivirus. That is the whole fix — the pop-up was an ad, not an infection. If you let them onto the computer: disconnect it from the internet, uninstall whatever they had you install, run a full security scan, and change your passwords from a different device — email and banking first, since email resets everything else. If money moved: call your bank or card company immediately — fast reporting is what makes reversals possible; if they had you buy gift cards, call the card issuer right away and keep the cards and receipts. Then report it at ReportFraud.ftc.gov and ic3.gov — those reports are what let investigators connect cases. Finally, have the machine checked by someone local you can look in the eye: scammers often leave remote-access software behind for a second visit. We do exactly that check, and there is no judgment in it — these operations are professional, they run scripts refined on thousands of people, and the folks they catch are simply the ones who answered the phone that day. One more local marker while we are at it: a legitimate Bakersfield shop has a real address, real reviews, quotes in writing, and it will never cold-call you or advertise by pop-up.

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Asked constantly

Quick answers

Is the virus pop-up with a number real?

No. Real warnings never include a phone number, and a web page can’t scan your files. Close the browser via Task Manager and move on.

Would Microsoft ever call me?

No — Microsoft says it makes no unsolicited calls about your computer. An unexpected tech call is a scam, full stop.

They asked for gift cards…

That alone is the verdict: no real business or government agency ever takes payment in gift cards. Hang up; if cards were bought, call the issuer now.

I let them in — now what?

Disconnect, uninstall what they installed, full scan, change passwords from another device, call the bank if money moved, report to ReportFraud.ftc.gov and ic3.gov, and get the machine checked.

Worried a scammer already got in?

Bring the machine in or call — we check for remote-access software and malware, lock it back down, and walk you through the bank and password steps. No judgment, ever.

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